The information herein is based on information available to the public and intended for reference only. No consideration has been given to the specific investment objectives, financial situation or particular needs of any recipient who should make independent judgment or obtain independent advice. Nothing herein is to be construed as an offer, invitation or advertisement, nor as a recommendation or investment advice, to buy or sell any securities or currencies or adopt any investment strategy, nor does it constitute any prediction of likely future movements in interest rates or currency prices. Past performance is not indicative of future performance; the price, income or value of currencies may fall as well as rise. OCBC Wing Hang Bank Limited and/or any of its related companies may enter into transactions with or have a position in any of the instruments or currencies mentioned herein. The opinion, projections and estimates expressed in this information do not represent the view of OCBC Wing Hang Bank Limited and are subject to change without prior notice. OCBC Wing Hang Bank Limited endeavors to ensure the accuracy and reliability of the information provided herein, but does not guarantee its accuracy and reliability and accepts no liability (whether in tort or contract or otherwise) for any loss or damage of any kind arising from any person's reliance on this information or any inaccuracies or omissions herein.