The all-in-one business account for SMEs
Simple, secure and convenient — open your account in as fast as three days when you apply online.
Benefits
The all-in-one business account
Get the account which integrates your current, statement savings and time deposits. Plus, enjoy unlimited Faster Payment System (FPS) transfers for free and no charge for over-the-counter transactions.
Convert and hold up to 15 currencies
Transact like a local with up to 15 major currencies: USD, EUR, AUD, JPY, GBP, CNH, HKD, CAD, NZD, CHF, SEK, DKK, NOK, SGD, THB
Transact directly with currency of your choice and avoid losing money due to currency conversions.
Digital banking anytime, anywhere
Handle all your banking needs 24/7 on mobile and desktop with OCBC Velocity, our award-winning digital business banking platform, and the OCBC Business Mobile Banking app.
Free Business Debit Card
With your free personalised Business Debit Card, manage business expenses better when you link the OCBC Business Debit Card to your business account.
Run your business with free digital tools
Available on OCBC Velocity, take advantage of digital tools to help plan for your business. These include a dashboard which gives an overview of all outstanding tasks and a summary of your cash position and portfolio activity.
Integrated with user-friendly MPF and payroll services
Our MPF services enable your employees to enjoy reliable retirement protection. Turn your payroll into a stress-free affair with user-friendly mandatory provident fund (MPF) software and calculator to facilitate MPF calculations.
How to apply
It only takes 3 steps to open an OCBC WING HANG Business Account.
Before you apply
Eligibility requirements
- Hong Kong registered company
- Business owner with HK permanent resident ID card
- Sole proprietor; Partners or up to 2 directors
- Annual Turnover up to HKD 10,000,000
- Single layer ownership
- Businesses incorporated with local UBO (Ultimate Beneficial Owner)
Fees
Account opening fee
HKD 1,200
Initial deposit
HKD 10,000
Fall below fee*
HKD 150
OCBC Velocity
(Business Internet Banking)
Waived monthly fee
Guides
*When average daily total relationship balance below HK$50,000 or equivalent