At OCBC Wing Hang Bank, we understand the importance of time and cashflow for SMEs. Therefore, we offer the "SME Financing Guarantee Scheme" ("SFGS"), which is designed to help you seize every business opportunity and adapt quickly to the rapidly changing business environment.

Key features
  • Collateral free
  • Maximum tenor of up to 7 years
  • In the form of term loan, overdraft, revolving credit facility or trade credit
Company eligibility
  • Registered with business operations in Hong Kong
  • In operation for the past two years
  • Good loan repayment record

Please refer Specific and General Terms and Conditions for more details.

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"