Greater Bay Area Residential Property Financing

Greater Bay Area Residential Property Financing

Cross-boarder Aspiration of a Greater Bay Area of a Greater Bay Area Property Portfolio

Leverage on the enormous growth potential in the Greater Bay Area

With free flow of talent and capital within the one-hour living circle of the Greater Bay Area, vast growth potential will be unleashed in different industries and sectors, with the property sector being one of them. Our residential property solutions help you seize opportunities in the Greater Bay Area.

Mortgage Expert Plans for You

Our mortgage experts will assist you through the whole process of purchasing new home in Greater Bay Area to make it easy and hassle-free.

A truly hassle-free property financing solution in the Greater Bay Area
  • Cover key cities in the Greater Bay Area including Zhuhai, Shenzhen, Guangzhou, and Foshan
  • Interest rate calculated based on Hong Kong Interbank Offered Rate (HIBOR)#, which closely tracks the interest rate trend in Hong Kong
  • Loan drawdown and repayment all take place in Hong Kong
  • Local mortgage experts in Hong Kong will follow up the entire application process
Product Features
Eligibility Holders of Hong Kong Permanent Identity Card and Mainland Travel Permit
Property Locations Zhuhai, Shenzhen, Guangzhou, Foshan
Property Type Designated primary residential developments*
Minimum Loan Amount HKD1,000,000
Interest Rate Variable interest rate loans
Loan Tenure Up to 25 years
Loan Currency Hong Kong Dollar

* In accordance with the list of designated primary residential developments announced by the Bank from time to time.

# “HIBOR” means the rate which the Bank at its reasonable discretion determines from time to time to be the applicable Hong Kong Interbank Offered Rate (with reference to the relevant rate published by The Hong Kong Association of Banks rounding up to the nearest 2 decimal places or such other rates as the Bank at its reasonable discretion determines) for Hong Kong Dollars.

Reminder:  To borrow or not to borrow? Borrow only if you can repay! 

Ways to Apply

OCBC Wing Hang branch
Visit us for further information
Call our hotline
+852 2921 6682
Mortgage manager will help you
Make an appointment

Important notes

The above information is for reference only. All products and services are subject to terms and conditions. Please read the relevant terms and conditions or contact our staff for details. OCBC Wing Hang Bank Limited (“Bank”) has the right to amend the interest rates, privileges, offers, terms and conditions from time to time and at any time without notice to or consent of any customer. The Bank reserves the right for the final judgement on credit review. The Bank’s decision and interpretation on all matters concerning mortgage facility terms shall be final, conclusive and binding on all customers.

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