Comprehensive Mortgage Package
  • Competitive Interest Rate
  • Mortgage loan amount can be up to 40% of our appraised value on commercial and industrial property
  • Repayment periods can be up to 30 years
  • Both owner-occupied and leased properties are eligible
  • Flexible repayment method to meet your financial needs

Flexible Repayment Methods

Straight line repayment method

You can maintain a fixed repayment amount throughout the whole repayment period with a stable control of your financial management.

Step-up repayment method

You can increase the repayment amount annually at a fixed step-up rate during the repayment period which allows you to shorten your loan period and hence save interest expense.

Monthly or Bi-weekly repayment

You can choose to repay monthly or bi-weekly with any of the above repayment method. Less interest expense and shorter repayment period for the choice of bi-weekly repayment.

Note: Availability of the above flexi-payment options will be subject to different mortgage plans. Please contact our Customer Service Representative at any branches of OCBC Wing Hang for details.

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Reminder: “To borrow or not to borrow? Borrow only if you can repay!”