OCBC Wing Hang Home Sweet Home Mortgage Plan assists you to own your dream home with an attractive mortgage package, whether you are a first-time home buyer, planning to upgrade or refinance your existing mortgage.

Comprehensive Home Financing Package
  • Competitive interest rate with attractive cash rebate
  • Mortgage loan amount can be up to 90% of our appraised value1
  • Repayment periods can be up to 30 years
  • Owner-occupied and leased properties are eligible. Car park mortgage loan is also offered
  • Flexible repayment method to meet your financial needs
  • Cash-out refinancing is available to provide more flexibility on your financial management
Exclusive Privileges
  • Credit card annual fee waiver during the repayment periods
  • Special privileges for enrolling in Platinum Home Plus Insurance Plan and Fire Building Structure Insurance
  • Free property valuation service
Flexible Repayment Methods
Straight line repayment method

You can maintain a fixed repayment amount throughout the whole repayment period with a stable control of your financial management.

Step-up repayment method

You can increase the repayment amount annually at a fixed step-up rate during the repayment period which allows you to shorten your loan period and hence save interest expense.

Monthly or Bi-weekly repayment

You can choose to repay monthly or bi-weekly with any of the above repayment method. Less interest expense and shorter repayment period for the choice of bi-weekly repayment.

Note: Availability of the above flexi-payment options will be subject to different mortgage plans. Please contact our Customer Service Representative at any branches of OCBC Wing Hang for details.

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Reminder: “To borrow or not to borrow? Borrow only if you can repay!”