Home Ownership Scheme (HOS) Mortgage Plan

Buy your home with ease
under government-subsidized
housing mortgage

OCBC Wing Hang provides comprehensive mortgage package for customers under Government's Home Ownership Scheme to meet all your financial needs and realize your dream.

Comprehensive Home Financing Package
  • Competitive interest rate with loyalty bonus
  • Mortgage loan amount can be up to 95% (green form) or 90% (white form) of the property value
  • Repayment periods can be up to 25 years
  • Flexible repayment method to meet your financial needs
Exclusive Privileges
  • Credit card annual fee waiver during the repayment periods
  • Special privileges for enrolling in Home Insurance Plan
Flexible Repayment Methods
Straight line repayment method

You can maintain a fixed repayment amount throughout the whole repayment period with a stable control of your financial management.

Step-up repayment method

You can increase the repayment amount annually at a fixed step-up rate during the repayment period which allows you to shorten your loan period and hence save interest expense.

Monthly or Bi-weekly repayment

You can choose to repay monthly or bi-weekly with any of the above repayment method. Less interest expense and shorter repayment period for the choice of bi-weekly repayment.

Note: Availability of the above flexi-payment options will be subject to different mortgage plans. Please contact our Customer Service Representative at any branches of OCBC Wing Hang for details.

eMortgage 24-hour
Simple, easy and convenient
Reminder: β€œTo borrow or not to borrow? Borrow only if you can repay!”
Ways to Apply
OCBC Wing Hang branch
Visit any of our branches
Call our hotline
2921 6682
Mortgage manager will help you
Make an appointment
  1. The bank reserves the final discretion in approving the mortgage loan application and the right to alter the above privileges, terms and conditions without prior notice.
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